Protect Your Personal Computer From Cyber Threats
The Internet demonstrates its ability to be an extremely useful tool for many Americans on a daily basis, just like an automobile. But just as you have to maintain an automobile to ensure safe and trouble-free travel, so too do we need to “maintain” our personal computers to protect all of the sensitive information we transmit across the Internet.
Keeping your privacy secure while using the Internet is essential to preventing your personal information from ending up in the wrong hands, especially if you conduct financial transactions online.
The federal government states that, at a minimum, online users should have anti-virus, anti-spyware and firewall protection. Additional protection is highly recommended but should be tailored to fit your online usage. Even better, you may not have to worry about purchasing costly software packages. Many legitimate companies produce free software for personal use (not business use) that will provide ample security for your personal computer.
Pinnacle doesn’t believe in one-size-fits-all solutions for managing your finances, and we don’t believe there is one definitive process for ensuring your personal security when using a computer. Whether preventative or reactionary, we suggest the following measures to ensure proper security for your personal computer usage. We recommend that you review the products below and determine which are best suited for you based on your individual situation.*
At a minimum, you should:
- Maintain your computer’s Operating System with the latest service packs, patches and security updates. For Microsoft Windows users, schedule Microsoft Automatic Updates, install all High Priority updates and strongly consider adding recommended Custom or Optional updates for your PC.
- Microsoft Windows Users
http://www.update.microsoft.com/microsoftupdate - Mac OS/X Users
http://www.apple.com/softwareupdate
- Microsoft Windows Users
- Run current anti-virus and anti-spyware software often. The following free downloads are available to choose from:
- AVG Free
http://download.cnet.com/AVG-Anti-Virus-Free-Edition - Microsoft Security Essentials
http://www.microsoft.com/security_essentials
- AVG Free
- Install a personal firewall. Firewalls block unwanted connections to your PC from external sources, like hackers.
- ZoneAlarm Free
http://download.cnet.com/ZoneAlarm
- ZoneAlarm Free
Depending on your level of online activity, you may wish to evaluate your need for more specialized security:
- Consider additional protection. Sometimes even anti-virus software cannot identify security threats, and a more specific solution is needed. Consider installing and running a Full Scan with one of the following:
- Spybot Search & Destroy
http://www.safer-networking.org - Spyware Blaster
http://download.cnet.com/SpywareBlaster - Panda Anti-Rootkit
http://download.cnet.com/Panda-Anti-Rootkit - Ad Aware
http://download.cnet.com/Ad-Aware-Free-Anti-Malware - Malwarebytes
http://download.cnet.com/Malwarebytes-Anti-Malware
- Spybot Search & Destroy
- Update purchased or downloaded software often. Many other programs (like Adobe Reader, Flash Player, Quicktime, etc.) require regular updates and can become security threats if not kept up-to-date. Secunia PSI can scan these programs to ensure they are secure:
- Cleaning your Internet browser’s temporary files. Clearing this stored information from your Internet browser will lead to a cleaner, faster and more secure system. Some free options are:
- CCleaner
http://download.cnet.com/CCleaner/ - Glary Utilities
http://download.cnet.com/Glary-Utilities
- CCleaner
- Get familiar with governmental protection. The United States government has a wealth of resources available online to assist you with protecting yourself from cyber threats.
- Onguard Online
http://www.onguardonline.gov - Federal Trade Commission Identity Theft resources
http://www.ftc.gov/idtheft - FBI’s Internet Crime Complaint Center
http://www.ic3.gov
- Onguard Online
Quick Links
Protecting Your Privacy
Learn how we limit sharing of your personal information.
Stop Email Fraud
Help protect yourself against email scams.
Fraud and Security Alerts
Don’t Fall for Disaster Fraud
Why did the Commerce Department ban a cybersecurity company?
FBI Alert About Common Scams: Resources to Protect Yourself
Tips on Reporting Fraud
How to Report Identity Theft
Read this for steps you should take immediately.
Report a Lost or Stolen Debit/Credit Card
If you believe your Pinnacle debit or credit card is lost or stolen, call us immediately.
Finding a Legitimate ID Theft Protection Service
Depending on the services you want, you should be able to discover an option that fits your needs and your budget.