Timothy G. Ayala

Tim Ayala is the chief risk officer and is responsible for the quality and effectiveness of Pinnacle’s second layer risk management functions such as compliance, BSA/AML, independent loan review and model risk. He is based at the firm’s downtown Nashville office at Symphony Place.

Ayala joined the firm in 2022 from Bankers Healthcare Group, where he was vice president of regulatory relations. Previously he spent more than 31 years with the Federal Deposit Insurance Corporation (FDIC), where roles included serving as an assistant regional director, senior examiner for large financial institutions, senior financial analyst and senior bank examiner.

Ayala earned his bachelor’s degree in finance from the University of San Francisco. He is a graduate of Stonier Graduate Banking School at Georgetown University in Washington, D.C.