Learning Center

Articles   /  Finance and Money Matters

A few years after being phased out, 100 percent bonus depreciation returns in 2026. For business owners and real estate investors, this isn’t just a tax perk. It’s a practical way to boost cash flow, potentially reduce tax liability and increase return on investment.

Articles   /  Finance and Money Matters

In the first week of July, House Budget Reconciliation Bill (HR 1) was signed into law. Included in the final version were several provisions affecting health and benefits accounts. Here is additional detail and commentary on the provisions included in the final version that became law.

Personal Finance   /  Retirement

These four retirement mistakes can be expensive, but they’re easy to control. Find out what can you do before it's too late.

Fraud and Security   /  Safe Online Practices for Consumers

With the influx of calendar reminders, appointments, practices and games flooding your inbox, so too come the marketing emails targeting the exact things you need for this season of busyness. Don’t forget to be on the lookout for fraudulent emails and malicious links outside of Pinnacle too!

Articles   /  Managing Your Business

Uncertainty is everywhere right now. And while many middle market and commercial companies have healthy balance sheets, they may be hesitant to make a move. We understand, but waiting too long can cost you opportunities. The good news is that with the right plan and right mix of cash and credit, you can move forward even when the future feels unclear.

Articles   /  Managing Your Business

You’ve heard the news: new tariffs are shaking things up—again. But this time, it feels different. More countries are involved, the tariffs are steeper and uncertainty is higher than ever. That kind of unpredictability can make it hard to plan. So, how should you be thinking about your business strategy right now?

Articles   /  Finance and Money Matters

For businesses that receive deposits from many different sources and need to reconcile and report on each source separately, virtual account management (VAM) can be a game-changer. Having the power to independently open and close an unlimited number of separate virtual sub-accounts, all attached to one master account via an online portal, can solve a lot of headaches.

Personal Finance   /  Managing Your Money

If you’re a Millennial, the 2008 economic recession certainly had an early impact, whether your career was just getting off the ground at that time or you were a pre-teen whose parents struggled financially. Despite a slow start, people born between 1981 and 1996 are now on better financial footing than previous generations were at that age. So why don’t you feel comfortable yet? Read on for the reasons behind Millennials' "phantom wealth" and some tips to enhance your assets “on paper” and in your wallet.

Personal Finance   /  Home Ownership

Buying a home in a rising rate environment can be tough. Will they keep climbing? Will they ever go lower? Is now the right time, or did I miss my chance? And will we have to win a bidding war to get a contract? Follow these guiding principles for any market environment.

Personal Finance   /  Investing

If you are fortunate enough to achieve financial stability for yourself, you have the opportunity to leave a legacy for the next generation. Whether you’re continuing a legacy that a family member began or the first in your family to begin one, there are three phases to building generational wealth.

Fraud and Security   /  How Pinnacle Protects You

While new credit and debit card technology has come with security improvements, the frequency of card transactions and the speed of daily life have contributed to more card fraud. Under federal regulations, your bank or card issuer may be more limited than you think in what they can do to help, especially with debit cards. Read up on the regulations and our tips to thwart fraudulent use of your cards.

Articles   /  Managing Your Business

Whether you’re an entrepreneur or the owner of a multi-generation business, a well-planned exit strategy is imperative. It’s not just a contingency plan: Knowing your end game informs critical decisions all along the way to ensure you achieve your personal and financial goals.