Managing Your Money
Choosing Cards that Put You in Control
Even as the world edges back toward “business as usual,” people continue to rely heavily on doing business digitally – with online shopping, delivery, curbside pick up, and alternative points of sale. The dominant payment form for all this activity? Cards. The challenge is to keep tabs on all the credit, debit and purchasing card activity that happens on a daily basis. Security features become very important, not just for reconciling accounts, but for preventing fraud. To mitigate your risk, here’s what to look for in the cards you use.
Is it there yet? Here’s how to check for your federal stimulus payment.
Now that the president signed the stimulus bill into law, millions of Americans are looking for their payment. Here are some frequently asked questions that may help ease your mind as you wait.
Divorce: The Financial Plan No One Wants to Make
Divorce is one of the most stressful occurrences in a person’s life and the lives of their family members. While we pray no one ever has to go through a divorce, there is a resource that will provide careful planning and mitigate some of this stress and take the uncertainty out of the financial aspects. A Certified Divorce Financial Analyst (CDFA®) can provide the analysis necessary to ensure that a couple’s divorce is equitable for both parties. An “equitable” divorce doesn’t necessarily mean an “equal” one.
Insurance 101: When you’re young, you still need a safety net
One piece of adulthood that can feel daunting is insurance. What kind and how much does a 20-30-something need? Asking a professional to help you “shop” is great first step, and here’s a summary of the types of coverage to consider.
How to Enroll in eStatements – and Why It’s a Smart Decision
eStatements have been around for many years but have become increasingly popular lately. If you’re working away from the office, you can access them at home or while traveling—anywhere you have an Internet connection. Here's why you should join the paperless world and move your bank business to eStatements.
Debit or Credit? When to Use Each
While reducing reliance on credit cards may help control overspending, there are times when making a purchase with a credit card makes good financial sense. Here are some suggestions for when to use debit instead of credit and vice versa.
Check Your Stats: What Credit and Other Reports Say about You
Your credit report contains a lot of information about you, including what accounts you have and your bill paying history. But these reports aren’t the only documents out there that provide a glimpse into your financial past. Here’s what you need to know about the various reports that might contain your information—and who can look at them.
Helping New Grads Navigate their Finances
Launching your career post-college is exciting but also scary. You need all the support you can get even in boom times. With economic uncertainty, the challenges are even greater.Here are a few ways you can help yourself get a handle on financial matters in those early days.
Beyond Stimulus: What Individuals Can Get from the CARES Act
You got your stimulus check, but what else can the CARES Act do for you? Our good friend Paul Anglin from Blankenship CPA Group joins us to talk about the new rules for retirement plan withdrawals and other parts of the pandemic stimulus bill that could affect your taxes.
Plans Can Bring Peace of Mind in a Crisis
Crises like the COVID-19 pandemic stir up fear and uncertainty. As Pinnacle carries out plans to ensure service to clients, we know you are taking steps to prepare for and mitigate the impact of the outbreak on you and your family. Here are a few things you can do to prepare for this emergency or any other.
