Compare Checking Options

Compare Checking Options

  Basic Young Professional Access Interest Senior
  Open
online
Open online Open
online
Open
online
Open
online
Maintenance Fee $3 $5 $8 $12 $10
Options to waive Waived with eStatement Waived with eStatement or direct deposit Waived with direct deposit and eStatement or $1,000 avg. balance or combined loans of $25,000+1,2 Waived with $2,500 average balance or $25,000 in combined deposits or combined loans of $25,000+1,2 Waived with $500 average balance or direct deposit
Earns interest No No No Yes Yes
Non-Pinnacle ATM fees refunded None Four per month Four
per month
All None
Instant issue debit card Checkmark Checkmark Checkmark Checkmark Checkmark
Free overdraft transfers from Pinnacle deposit account or line of credit (with credit approval) Checkmark Checkmark Checkmark Checkmark Checkmark
Unlimited transactions Checkmark Checkmark Checkmark Checkmark Checkmark
Free ID theft resolution advice Checkmark Checkmark Checkmark Checkmark Checkmark
Online banking Checkmark Checkmark Checkmark Checkmark Checkmark
Mobile banking Checkmark Checkmark Checkmark Checkmark Checkmark
Mobile deposit Checkmark Checkmark Checkmark Checkmark Checkmark
Additional features   Complimentary resources, tools and advice   Complimentary checks and cashier's checks Complimentary checks and cashier's checks

1 Overdraft protection and other lending products are subject to credit review and approval.

2 The Access & Interest checking account owner name(s) must match the borrower name(s) of the qualifying loan or line of credit. Qualifying loans include: Pinnacle personal loans (secured or unsecured), auto loans or lines of credit (secured or unsecured). Mortgage loans and credit cards are excluded. The loan(s) must have an outstanding principal balance of at least $25,000 during the 30 days preceding the account statement cycle.