On Monday, November 11, all Pinnacle offices will be closed for the Veterans Day federal holiday. 2024 Federal Holiday Closures
On Monday, November 11, all Pinnacle offices will be closed for the Veterans Day federal holiday. 2024 Federal Holiday Closures
A line of credit is a simple financing tool built around flexibility. Instead of giving you a lump sum of money to spend, it keeps money available for you to draw on whenever you need it. It’s perfect for projects and purchases where costs can be unpredictable. As long as you don’t go over your limit, the money will be there to pay for whatever you need.
Did we mention flexibility? Lines of credit allow you to be more flexible in your personal finances and give you more flexible repayment terms.
As long as you are comfortable with potential interest rate fluctuations, lines of credit can give you just what you need to fund home improvement projects, new furniture or technology. They can also help you prepare for the unexpected, including being able to take advantage of good opportunities when they come up.
If you’re not comfortable with interest rate changes or don’t think you’ll be disciplined about paying down debt, you might consider a fixed personal loan instead.
Four different types of lines of credit are available:
APPLY FOR AN OVERDRAFT PROTECTION LINE
If one of these sounds like the right fit for you, apply using the links above. We accept online applications from residents of Tennessee, North Carolina, South Carolina and Virginia.
You can also stop by one of our offices and talk to one of our financial advisors. They can walk you through it and let you know quickly if it’s been approved.
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